Serving Homeowners and Businesses in California, Arizona and Nevada.
Championing Your Claim with Integrity and Expertise
At Fortis Public Adjusters, our mission is simple: to serve policyholders with clarity, integrity, and expert advocacy throughout their insurance claim process. We are here to help guide homeowners and business owners through the complexities of the insurance claim process—ensuring each claim is handled with care, in full alignment with policy conditions and the laws meant to protect you.
Fortis Public Adjusters
Public adjusters are licensed professionals who represent policyholders during the insurance claim process. At Fortis Public Adjusters, we specialize in advocating for our clients to ensure they receive the full compensation they are entitled to under their insurance policies. Our role is to assess the damage, document the loss, and negotiate with insurance companies on your behalf, providing peace of mind and expert guidance every step of the way.
The Role of Public Adjusters
Wondering if hiring a public adjuster is the right choice for you? We answer some of the most common questions to help you make an informed decision.
What is a Public Adjuster?
A Public Adjuster is a licensed claim advocate who is hired by—and works exclusively for—you, the policyholder, in the event of home or business property damage.
What is a Public Adjuster’s role once they are hired?
A public adjuster serves as your dedicated advocate throughout the entire claim process. Their role is to ensure the insurance company pays a fair and complete settlement that reflects all warranted coverages—based on the facts of the loss, the terms of your policy, and applicable laws.
Why should I contact a public adjuster?
A public adjuster is often one of the smartest choices a policyholder can make. Insurance companies assign adjusters to protect their own interests—but who’s protecting yours? Without a public adjuster, there’s no licensed professional solely focused on representing you, interpreting your policy, and ensuring all covered damages are thoroughly documented and pursued.
Is it necessary to hire a public adjuster for my insurance claim?
Hiring a public adjuster isn’t required—but it’s rarely wise to go without one. And it’s always unwise to skip a courtesy claim review by a highly qualified, licensed public adjuster.
Couldn't I do this on my own?
Much like hiring a CPA during a tax audit or a mechanic for engine repairs, hiring a public adjuster means putting a specialist on your side. Without one, many policyholders unknowingly fail to secure what’s rightfully owed—simply because they’re navigating a complex process without the right expertise.
What about my contractor? Can't they present my claim?
It is important to realize that in most states, contractors are not authorized to be involved with adjusting your claim. Please read “Understanding Legal Boundaries” for more information.
What is the Cost?
Our fee structure is based on the specifics of your claim. We are always contingency based, which means we only get paid when you get paid.
Our Services
If you are seeking clarity, integrity, and expert advocacy throughout your insurance claim process—from the moment of engagement to final resolution—Fortis Public Adjusters may be the firm for you. To determine if Fortis Public Adjusters is the right fit, consider these key aspects:
Ethics and Integrity
At Fortis Public Adjusters, we prioritize transparency and integrity in managing your insurance claim, ensuring every aspect is meticulously aligned with your policy to secure the best possible settlement.
Clear Communication and Expectations
Fortis Public Adjusters prioritizes honesty and clarity as it relates to your policy and situation. If we believe we cannot provide significant value, we will not accept your claim.
Our Focus on Purpose and Quality
Fortis Public Adjusters prioritizes principled representation over popularity, focusing on exceptional service where it’s needed most. We ensure every client and claim receives the attention they deserve, allowing us to build trust and achieve results one decision and one individual at a time.
Direct, Hands-on Experience
Our extensive experience includes significant accomplishments across various industry roles, providing us with a unique perspective on how claims are structured, processed, and resolved. Our expertise is built on years of practical knowledge and a dedication to ongoing improvement.